Zoho Payments
Unified Payment Platform for Your Business Needs
- 300+ Customers
- 20+ Years of Industry Experience
Zoho Payments brings online collections, in-store checkouts, vendor payouts and payroll disbursements into one secure dashboard. Instead of running separate systems for each type of transaction, businesses get a single payment platform that connects directly to accounting, invoicing and banking.
What is Zoho Payments?
Zoho Payments is Zoho’s payment management software, built for businesses that want to collect, send and reconcile payments without switching between banking portals, card gateways and POS systems. It works as a connected layer across online and offline transactions, so every payment ties back to the same financial record.
With Zoho Payments, you get:
- A unified ecosystem that bridges physical in-store billing with online payment gateways
- Native payout orchestration for multi-bank salary and supplier disbursements
- Contextual AI client integration that supports automated payment instructions
- Direct Bharat Connect network onboarding for interoperable B2B payments
- RBI-authorized payment aggregator infrastructure with strict compliance protocols
Key Features of Zoho Payments
By leveraging Zoho Payments, you can easily do:
All-in-One Payments
Accept cards, UPI, wallets and net banking online or in-store.
Automated Business Payments
Manage payroll, supplier payments and recurring billing from one dashboard.
Connected Banking
Link bank accounts for payments, reconciliation and reimbursements.
AI-Powered Workflows
Use MCP to enable secure, rule-based payment automation.
Smart Settlements
Split payments across multiple recipients and automate B2B invoice matching.
Enterprise-Grade Security
PCI DSS Level 1 infrastructure, SSL encryption and MFA.
How Zoho Payments Works
From setup to settlement, Zoho Payments brings your entire payment workflow into one connected platform. Follow five simple steps to get started, collect payments, automate payouts, and track transactions with ease.
Connect Accounts
Link your bank accounts and verify your business.
Set Up Payments
Enable online, POS and payment link options.
Collect Payments
Accept payments and automate split settlements.
Automate Payouts
Manage vendor payments, payroll and recurring billing.
Settle and Track
Reconcile transactions and track every payment.
Business Challenges Zoho Payments Solves
Common problems Zoho Payments solves for finance and operations teams:
Benefits of Zoho Payments
What businesses gain by running payments management through Zoho Payments:
Unified payments
Manage in-store and online payments from one dashboard.
Faster settlements
Connect directly to national payment networks for quicker settlements.
Easy reconciliation
Reduce errors with built-in ledger and reconciliation tools.
Strong security
Protect sensitive transactions with banking-grade security.
AI-powered workflows
Automate payment processes with AI-driven workflows.
Seamless payouts
Manage payouts directly within your accounting applications.
Zoho Payments Customization and Automation
Zoho Payments can be adapted to match how your business already handles payments:
Branded Checkout
Create customized checkout experiences and payment receipts.
Split Payments
Set up rule-based payment splits for vendor networks.
Payment Retries
Automate retries for failed recurring card payments.
Smart Alerts
Trigger payment notifications through internal communication channels.
Payout Approvals
Configure approval workflows based on your corporate structure.
Custom Integrations
Use APIs to build industry-specific payment experiences.
Zoho Payments for Different Businesses
Zoho Payments adapts to different scales and types of operations:
E-Commerce Platforms
Embedding responsive checkout steps that capture online sales without redirecting customers away from the site.
Brick-and-Mortar Retailers
Deploying linked counter QR codes and unified POS devices across store locations.
Subscription Providers
Managing billing lifecycles, memberships and automated monthly payment schedules.
Marketplace Operators
Handling automated split payouts to multiple third-party merchant accounts at once.
Freelancers and Solopreneurs
Sending fast payment links across messaging platforms to speed up collections.Assigning mileage, per diem and trip costs accurately to specific client projects.
Zoho Payments Integrations
Zoho Payments connects directly with the following systems and networks:
Zoho Books
Zoho Invoice
Zoho Subscriptions
Bharat Connect Network
AI Clients and Models through MCP
Leading Merchant Bank Accounts
Why Choose Integs Cloud as Your Zoho Payments Partner?
Expertise You Can Trust
As a certified Zoho partner, Integs Cloud handles the full Zoho Payments rollout so your finance and operations teams get a system that is configured correctly from day one.
Complete Setup
End-to-end Zoho Payments portal configuration and bank account linking.
Custom Checkout
Custom embedded checkout deployment and website API syncing.
Split Payments
Advanced split-payment parameter setup and vendor network mapping.
Automated Reconciliation
Bharat Connect ID activation and automated reconciliation pipeline design.
Secure and AI-Ready
Staff security training and AI framework integration setup.
Explore More Zoho Products by Zoho
Zoho offers a comprehensive suite of over 55+ business applications designed to streamline various aspects of your business. From marketing and finance to project management and human resources, Zoho has a solution to help your business thrive.
Zoho Services Offered by Integs Cloud
Integs Cloud is your one-stop shop for all your Zoho needs. We offer implementation, customization, and ongoing support services for a wide range of Zoho applications.
Reviews That Matter
Great team, excellent knowledge and most importantly avidness to help. Immediate response and going in details wherever possible.
It takes a dedicated and committed team to successfully complete a challenging project. When people come together with a shared vision and strong collaboration, the results exceed what any one person could achieve alone. That’s exactly what we experienced with the Integs Cloud team, who guided us through every step of the migration process. Kudos to the team for the timely completion of the project.
Project finished within timeline, Team pushed us to get it delivered on time. A big shout out Integs Cloud team, who helped us in solving all our issues so patiently, really appreciate.
We are extremely pleased with the Zoho Expense Premium implementation by your team. Despite a tight timeline, the complex travel expense policies for 80+ employees across India were automated successfully with minimal deviations. The customizations ensured strict compliance with our designation- and geography-wise policies. Overall, a highly professional and satisfying experience.
Our Trusted Clients
Explore Our Customer Success Stories
Related Blogs
Sales teams often focus on generating more leads, …
Manufacturing operations become increasingly difficult to manage as …
Tally has been a trusted accounting solution for …
Resources
Case Study
Testimonials
blog
News and Event
Whitepaper
FAQs
Frequently Asked Questions
Zoho Payments is a unified payment platform for collecting online and in-store payments, managing payouts, and reconciling transactions from a single dashboard.
Zoho Payments is suitable for e-commerce businesses, retailers, subscription providers, marketplaces, freelancers, and enterprises managing regular payments.
Zoho Payments supports credit cards, UPI, digital wallets, net banking, POS payments, and QR-based payments for online and offline transactions.
Yes. It supports recurring payments and automated split payments for subscriptions, marketplaces, and multi-vendor businesses.
Yes. It integrates with Zoho Books, Zoho Invoice, Zoho Subscriptions, and other Zoho applications, with transactions syncing automatically to accounting records.
Connected banking links corporate bank accounts with Zoho, allowing businesses to manage payments, bills, reimbursements, and reconciliation without switching platforms.
Yes. Zoho Payments uses PCI DSS Level 1 certified infrastructure, SSL encryption, and multi-factor authentication to help protect payment and business data.
Yes. Businesses can use embedded checkouts, payment links, APIs, and custom workflows to tailor payment experiences to their specific needs.
Yes. It can scale from freelancers and small businesses to enterprises managing multiple banks, vendors, payment channels, and payout workflows.
Integs Cloud provides end-to-end setup, including portal configuration, bank linking, checkout deployment, split-payment setup, Bharat Connect activation, reconciliation, and staff training.